Terms of Services

Terms and Conditions for Saamaya Finance Wallet and Payment App

Welcome to our Wallet and Payment System! Before you start using the app, please read the
following Terms and Conditions carefully. By accessing or using our app, you agree to be bound by
these terms. If you do not agree with any part of these terms, you should not use our app.

1. Account Registration:

1.1 You must be at least 18 years old to register and use the app.

1.2 You agree to provide accurate and up-to-date information during the registration process.

1.3 You are responsible for maintaining the confidentiality of your account credentials, and you agree not to share your account information with others.

2. Wallet Funding and Transactions:

2.1 You can fund your wallet using various payment methods as offered by the app.

2.2 You are solely responsible for any transactions made through your wallet account.

2.3 In the event of unauthorized access to your wallet account, you must notify us immediately.

3. Usage Restrictions:

3.1 You agree not to use the app for any illegal or unauthorized purposes.

3.2 You will not engage in any activities that may harm, disrupt, or compromise the security and functionality of the app or its users.

4. Prohibited Activities:

4.1 You are prohibited from engaging in any fraudulent or deceptive activities within the app.

4.2 You will not use the app to

5. Privacy and Data Protection:

5.1 We value your privacy and will handle your personal information in accordance with our Privacy Policy.

5.2 By using the app, you consent to the collection, storage, and use of your information as described in the Privacy Policy.

6. Intellectual Property:

6.1 The app and its content are protected by copyright, trademark, and other intellectual property laws.

6.2 You agree not to copy, modify, distribute, or reproduce any part of the app without our prior written consent.

7. Disclaimers and Limitation of Liability:

7.1 The app is provided on an “as-is” basis, and we make no warranties or representations regarding its accuracy, availability, or suitability for any particular purpose.

7.2 We shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages arising from your use of the app.

8. Indemnification:

8.1 You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, costs, and expenses arising from your use of the app or violation of these terms.

9. Modifications and Termination:

9.1 We reserve the right to modify, suspend, or terminate the app or any part of it without prior notice.

9.2 We may update these terms from time to time, and you are responsible for checking for any changes.

10. Governing Law and Dispute Resolution:

10.1 These terms shall be governed by the laws of [Jurisdiction], without regard to its conflict of laws principles.

10.2 Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

11. Entire Agreement:

11.1 These Terms and Conditions constitute the entire agreement between you and us regarding the use of the app and supersede any prior agreements or understandings.

By using our Wallet and Payment System App, you acknowledge that you have read, understood,
and agreed to these Terms and Conditions.